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Search results for “workers comp”

20 results

i got hit by a wrong-way driver in Bentonville and comp won't approve surgery

A Bentonville commuter got wrecked by a wrong-way driver on an off-ramp, and now the workers' comp carrier is refusing the surgery her doctor says she needs.

ARTICLE by Bobby Clanton

Second wreck in a year, and now the truck insurer says one missed form wipes out everything

A Springdale electrician with no health insurance after a layoff gets hit by a commercial truck, then the insurer buries the claim under technical demands and a denial.

ARTICLE by Rhonda Whitfield

Does workers' comp stop my Conway employee from suing me after a grain truck crash?

Everyone says workers' comp means you're fully protected, but actually usually yes, not always. From the insurance company's perspective, they want you to believe the answer is...

passenger in a Little Rock pileup and now an old MRI is wrecking the claim

A hurt passenger in a near-zero-visibility wreck can usually claim against more than one driver's insurance in Arkansas, and an old MRI does not let insurers pretend the crash changed nothing.

ARTICLE by Marcus Jefferson

Your cousin says hold out, the hospital wants paid, and the crash injury showed up late

A Rogers business owner got T-boned by a left-turn driver, seemed mostly okay at first, then the injury blew up later and now a hospital lien is swallowing the claim.

ARTICLE by Hector Salinas

Can my boss fire me for reporting a Fayetteville work crash if I'm undocumented?

No - filing a claim after a work crash in Arkansas does not give your employer a free pass to deny benefits or threaten deportation. That is one of the most expensive myths...

The disc was "preexisting" right up until the truck hit you

A home health aide in Little Rock got crushed by a box truck's wide right turn, and now the insurer is trying the oldest move in the book: claiming the back injury was there before the crash.

ARTICLE by Linda Ragsdale

comparative negligence

Miss this idea after a crash or worksite injury, and a claim that looks solid can shrink fast - or disappear entirely. Comparative negligence is the rule courts and insurance...

Insurance Coverage After an Uber Driver Crash in Arkansas

When an Arkansas Uber or Lyft crash happens mid-trip, the fight is usually over which policy was active and who can duck responsibility first.

ARTICLE by Bobby Clanton

respondeat superior

A rule of vicarious liability makes an employer legally responsible for harm caused by an employee who was acting within the scope of employment when the act occurred. The...

so the health insurance company can just take my whole Uber crash settlement in Springdale after i got hit at the intersection?

An Uber passenger in Springdale got hurt in a right-turn crash, and now the real fight is over whether the health insurer can swallow the settlement.

ARTICLE by Bobby Clanton

My coworker said Arkansas insurance can force their doctor. True?

After a crash on U.S. 412 in Springdale during harvest season, maybe with a grain truck or delivery van in the mix, the short answer is no - an Arkansas insurance company...

Your child seemed fine in Conway traffic - that fast settlement can wreck the next year

A quick check at the ER is not the same thing as knowing what your child's injuries will look like two weeks from now, especially if the other driver has no insurance or a junk policy.

ARTICLE by Dale Honeycutt

My wife is 72, got hit in Fort Smith, and this "steady income" deal feels off

A structured settlement can protect a retired person on fixed income, but in Fort Smith the real fight is often over who gets paid out of the case before your household sees a dime.

ARTICLE by Bobby Clanton

Insurance flat-out denied your Jonesboro pileup claim? That usually means a blame fight is coming

A straight answer on why Arkansas insurers deny chain-reaction crash claims, what "sudden braking" turns into in a blame fight, and what matters if you were hit in a Jonesboro highway pileup.

ARTICLE by Rhonda Whitfield

contributory negligence

Did I do something that could reduce what I recover after an accident? That is the basic idea behind contributory negligence: a rule that looks at whether an injured person...

Will insurance pay my ER bill after a Conway grain truck wreck?

In Missouri, your own coverage can work very differently, but in Arkansas the blunt answer is no, not right away - the other driver's insurance usually does not start paying...

A friend says the first offer after a Springdale snow crash is fair - is that bullshit?

The insurer wants this wrapped up fast, but a quick check can turn into a bad deal if your neck, back, or head injury gets worse after a winter crash.

ARTICLE by Cheryl Pryor

Jonesboro crash on I-555 and you just learned Medicare wants its cut first

An older crash victim in Jonesboro is dealing with a broke uninsured delivery driver, Medicare repayment, and the ugly timing problem that can drain a settlement fast.

ARTICLE by Bobby Clanton

assumption of risk

Not the same as "you knew something could go wrong, so you're out of luck." That is the lazy version people use to shut down an injury claim. What it actually means is that...