Arkansas Accidents

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Search results for “pre-existing condition”

20 results

passenger in a Little Rock pileup and now an old MRI is wrecking the claim

A hurt passenger in a near-zero-visibility wreck can usually claim against more than one driver's insurance in Arkansas, and an old MRI does not let insurers pretend the crash changed nothing.

ARTICLE by Marcus Jefferson

The disc was "preexisting" right up until the truck hit you

A home health aide in Little Rock got crushed by a box truck's wide right turn, and now the insurer is trying the oldest move in the book: claiming the back injury was there before the crash.

ARTICLE by Linda Ragsdale

Your child seemed fine in Conway traffic - that fast settlement can wreck the next year

A quick check at the ER is not the same thing as knowing what your child's injuries will look like two weeks from now, especially if the other driver has no insurance or a junk policy.

ARTICLE by Dale Honeycutt

Second wreck in a year, and now the truck insurer says one missed form wipes out everything

A Springdale electrician with no health insurance after a layoff gets hit by a commercial truck, then the insurer buries the claim under technical demands and a denial.

ARTICLE by Rhonda Whitfield

assumption of risk

Not the same as "you knew something could go wrong, so you're out of luck." That is the lazy version people use to shut down an injury claim. What it actually means is that...

premises liability

Can a property owner be held responsible if someone gets hurt on their property? Yes. Premises liability is the rule that owners, landlords, businesses, and sometimes people in...

A friend says the first offer after a Springdale snow crash is fair - is that bullshit?

The insurer wants this wrapped up fast, but a quick check can turn into a bad deal if your neck, back, or head injury gets worse after a winter crash.

ARTICLE by Cheryl Pryor

i got hit by a wrong-way driver in Bentonville and comp won't approve surgery

A Bentonville commuter got wrecked by a wrong-way driver on an off-ramp, and now the workers' comp carrier is refusing the surgery her doctor says she needs.

ARTICLE by Bobby Clanton

contributory negligence

Did I do something that could reduce what I recover after an accident? That is the basic idea behind contributory negligence: a rule that looks at whether an injured person...

eggshell plaintiff rule

A defendant takes the injured person as they find them, which means they are on the hook for the full harm they cause even if the victim was unusually fragile, already sick, or...

Jonesboro crash on I-555 and you just learned Medicare wants its cut first

An older crash victim in Jonesboro is dealing with a broke uninsured delivery driver, Medicare repayment, and the ugly timing problem that can drain a settlement fast.

ARTICLE by Bobby Clanton

Insurance flat-out denied your Jonesboro pileup claim? That usually means a blame fight is coming

A straight answer on why Arkansas insurers deny chain-reaction crash claims, what "sudden braking" turns into in a blame fight, and what matters if you were hit in a Jonesboro highway pileup.

ARTICLE by Rhonda Whitfield

Insurance Coverage After an Uber Driver Crash in Arkansas

When an Arkansas Uber or Lyft crash happens mid-trip, the fight is usually over which policy was active and who can duck responsibility first.

ARTICLE by Bobby Clanton

My wife is 72, got hit in Fort Smith, and this "steady income" deal feels off

A structured settlement can protect a retired person on fixed income, but in Fort Smith the real fight is often over who gets paid out of the case before your household sees a dime.

ARTICLE by Bobby Clanton

so the health insurance company can just take my whole Uber crash settlement in Springdale after i got hit at the intersection?

An Uber passenger in Springdale got hurt in a right-turn crash, and now the real fight is over whether the health insurer can swallow the settlement.

ARTICLE by Bobby Clanton

Hit a deer near Rogers and my old back MRI exists am I screwed?

The worst mistake people make is saying, "My back was already bad," and handing the insurer a ready-made excuse. No, you are not screwed in Arkansas because a prior injury does...

attractive nuisance

Think of a half-finished treehouse, an unlocked excavator, or a pond that looks like a perfect place to play. Kids do not see legal warnings; they see something fun, shiny,...

TNC insurance gap

$50,000 can be the difference between some coverage and a nasty surprise after a rideshare crash. This phrase usually means the coverage problem that can happen when an Uber or...

last clear chance

A rule from older negligence law that lets an injured person recover damages even after being careless, if the other side had the final real opportunity to avoid the harm and...

but-for causation

The point that confuses people most is that it does not mean an act was the only cause of harm. It means the harm would not have happened but for that act or omission. Put...